| कर्जाचा प्रकार | Loan Type | सुधारित व्याजदर (%) Revised Interest Rate (%) |
व्याजदरात देण्यात येणारा सुधारित रिबेटचा दर (%) Revised Rebate Rate (%) |
रिबेट वजा जाता सुधारित व्याजदर (%) Net Revised Interest Rate (%) |
|---|---|---|---|---|
| नजरगहाण कर्ज | Hypothecation Loan | 11 | 2.50 | 8.50 |
| नजरगहाण टर्म लोन | Hypothecation Term Loan | 11 | 2.50 | 8.50 |
| एस.एस.आय. नजरगहाण कर्ज | SSI Hypothecation Loan | 11 | 2.50 | 8.50 |
| एस.एस.आय. मशिनरी कर्ज | SSI Machinery Loan | 11 | 1.50 | 9.50 |
| एस.एस.आय. बिल्डिंग कर्ज | SSI Building Loan | 11 | 1.50 | 9.50 |
| एस.एस.आय. नजरगहाण टर्म लोन | SSI Hypothecation Term Loan | 11 | 2.50 | 8.50 |
| मशिनरी कर्ज | Machinery Loan | 12 | 1.50 | 10.50 |
| कमर्शिअल इमारत बांधकाम शॉप/ऑफिस पर्चेस कर्ज | Commercial Building Construction / Shop & Office Purchase Loan | 13 | 1 | 12 |
| वैयक्तिक कर्ज | Personal Loan | 13.50 | 1 | 12.50 |
| सोनेतारण कर्ज | Gold Loan | 11.50 | 2 | 9.50 |
| सोनेतारण कर्ज (रक्कम रु. ४ लाखांपर्यंत) | Gold Loan (Amount up to ₹4 Lakhs) | 12 | 4 | 8 |
| सोनेतारण टर्म लोन (रक्कम रु. ४ लाखांवरील) | Gold Term Loan (Amount above ₹4 Lakhs) | 12 | 3 | 9 |
| सोनेतारण कॅशक्रेडिट (रक्कम रु. २५ लाखांपर्यंत) | Gold Cash Credit (Amount up to ₹25 Lakhs) | 12 | 4 | 8 |
| सोनेतारण कॅशक्रेडिट (रक्कम रु. २५ लाखांवरील) | Gold Cash Credit (Amount above ₹25 Lakhs) | 12 | 3 | 9 |
| वाहन कर्ज | Vehicle Loan | 11 | 0.50 | 10.50 |
| वाहन कर्ज (प्रायव्हेट) इ.एम.आय. (रक्कम रु. ५० लाखांपर्यंत) | Private Vehicle Loan EMI (Amount up to ₹50 Lakhs) | 8 | — | 8 |
| वाहन कर्ज (प्रायव्हेट) इ.एम.आय. (रक्कम रु. ५० लाखांवरील) | Private Vehicle Loan EMI (Amount above ₹50 Lakhs) | 9 | — | 9 |
| वाहन कर्ज (कमर्शिअल) | Commercial Vehicle Loan | 13 | 2 | 11 |
| वस्तू कर्ज | Consumer Durable Loan / Goods Loan | 13.50 | 1 | 12.50 |
| शेअर्स तारण कर्ज | Loan Against Shares | 11.50 | 3.50 | 8 |
| गृहतारण कर्ज (रु. २५ लाखांपर्यंत) - ५ वर्षांपर्यंत | Housing Loan (Up to ₹25 Lakhs) - Up to 5 Years | 7 | — | 7 |
| गृहतारण कर्ज (रु. २५ लाखांपर्यंत) - ५ पेक्षा जास्त ते १० वर्षे | Housing Loan (Up to ₹25 Lakhs) - >5 to 10 Years | 7.25 | — | 7.25 |
| गृहतारण कर्ज (रु. २५ लाखांपर्यंत) - १० पेक्षा जास्त ते १५ वर्षे | Housing Loan (Up to ₹25 Lakhs) - >10 to 15 Years | 7.50 | — | 7.50 |
| गृहतारण कर्ज (रु. २५ लाखांपर्यंत) - १५ पेक्षा जास्त ते २० वर्षे | Housing Loan (Up to ₹25 Lakhs) - >15 to 20 Years | 7.75 | — | 7.75 |
| गृहतारण कर्ज (रु. २५ लाखांवरील) - ५ वर्षांपर्यंत | Housing Loan (Above ₹25 Lakhs) - Up to 5 Years | 8 | — | 8 |
| गृहतारण कर्ज (रु. २५ लाखांवरील) - ५ पेक्षा जास्त ते १० वर्षे | Housing Loan (Above ₹25 Lakhs) - >5 to 10 Years | 8.25 | — | 8.25 |
| गृहतारण कर्ज (रु. २५ लाखांवरील) - १० पेक्षा जास्त ते १५ वर्षे | Housing Loan (Above ₹25 Lakhs) - >10 to 15 Years | 8.50 | — | 8.50 |
| गृहतारण कर्ज (रु. २५ लाखांवरील) - १५ पेक्षा जास्त ते २० वर्षे | Housing Loan (Above ₹25 Lakhs) - >15 to 20 Years | 8.75 | — | 8.75 |
| शैक्षणिक कर्ज (भारतातील शिक्षणासाठी) | Educational Loan (For Education in India) | 9 | — | 9 |
| शैक्षणिक कर्ज (भारताबाहेरील शिक्षणासाठी) | Educational Loan (For Studies Abroad) | 9 | — | 9 |
| विमा पॉलिसीच्या तारणावर कर्ज | Loan Against Life Insurance Policy | 11.50 | 3.50 | 8 |
| बिल्डर प्रोजेक्ट फायनान्स | Builder Project Finance | 13.50 | 1 | 12.50 |
| स्थावर मिळकत कॅशक्रेडिट | Cash Credit Against Immovable Property | 13 | 0.50 | 12.50 |
| प्लॉट खरेदी कर्ज | Plot Purchase Loan | 15.50 | 3 | 12.50 |
| महिलांसाठी स्वामिनी गृहकर्ज - ५ वर्षांपर्यंत | Swamini Home Loan for Women - Up to 5 Years | 6.50 | — | 6.50 |
| महिलांसाठी स्वामिनी गृहकर्ज - ५ पेक्षा जास्त ते १० वर्षे | Swamini Home Loan for Women - >5 to 10 Years | 6.75 | — | 6.75 |
| महिलांसाठी स्वामिनी गृहकर्ज - १० पेक्षा जास्त ते १५ वर्षे | Swamini Home Loan for Women - >10 to 15 Years | 7 | — | 7 |
| गृहनिर्माण कर्ज - विस्तार / सुधारणा योजना | Home Loan - Extension / Renovation Scheme | 11 | — | 11 |
| टॉप अप कर्ज - गृहनिर्माण कर्ज | Top-Up Loan - Housing Loan | 9 | — | 9 |
| मालमत्तेवर कर्ज LAP (किरकोळ तारण कर्ज) | Loan Against Property - LAP (Retail) | 12 | 1 | 11 |
| मालमत्तेवर कर्ज (स्वयंरोजगारासाठी) LAP (SEP/SENP) | Loan Against Property - LAP (For Self-Employed SEP/SENP) | 12 | 1 | 11 |
| आडत कॅश क्रेडिट | Adat Cash Credit | 11 | 2.50 | 8.50 |
| लोन अगेन्स्ट प्रॉपर्टी | Loan Against Property | 13 | 1 | 12 |
| सोलर (घरगुती) | Solar Loan (Domestic/Residential) | 8 | — | 8 |
| एम.एस.एम.ई. कर्ज | MSME Loan | 10 | 2 | 8 |
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